Debt Finance & Lending

Good debt management can lead to growth by enabling businesses to obtain needed funding, while reducing borrowing costs and containing financial risk. However, businesses need to develop debt management strategies based on their goals, risks, ability to sustain debt, marketplace stability and competition. They also need favourable debt terms to optimize their chances of success.

Ranked No. 1 in banking and finance and acknowledged as having Canada’s pre-eminent Financial Services practice, Blakes offers unmatched domestic and international experience advising on structuring and executing some of the largest and most complicated debt transactions worldwide. As industry leaders, we have developed several innovative financing and security structures used in Canada and have assisted clients around the world in devising and implementing creative solutions to their funding needs.

Blakes Financial Services lawyers offer practical debt financing advice as well as cutting-edge solutions to borrowers and lenders, including a wide variety of businesses and all types of financial institutions. Relying on our expertise in the full spectrum of financial loan structures, including equity-linked and debt-linked products, and high-yield offerings, clients regularly come to Blakes for advice on designing, employing and leveraging debt finance opportunities.

We guide lenders and investors in evaluating the risks involved in debt finance and assist with negotiating and documenting domestic and international debt-based financing of businesses, assets and projects. Representing borrowers and lenders in both public and private markets, Blakes Financial Services lawyers advise on conventional secured and unsecured financing transactions, as well as sophisticated project financing, structured financing arrangements, securitizations, subordinated debt financings and related intercreditor arrangements, and other debt-based finance vehicles. We also serve in an ongoing capacity as counsel for companies regularly engaged in lending or borrowing transactions.

Our lawyers work effectively in Canadian and international lending markets, always addressing our clients’ industry- and business-specific issues, anticipating problems and offering integrated banking and debt finance solutions wherever our clients do business. With a highly skilled Insolvency & Restructuring group, we are also well positioned to anticipate and react to distressed market conditions.