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Jacqueline D. Shinfield

Jacqueline D. Shinfield
Jacqueline D. Shinfield (she, her, hers) Partner | Toronto
Awards & Recognition

Jacqueline was named Person of the Year at the 2016 PX Payments Awards and was inducted into the Canadian Payments Hall of Fame. Payments eXchange is the Canadian organization that represents all sectors of the payments business in Canada (gift cards, prepaid cards, eCards, ePayments, mobile payments and transaction processing), and provides ongoing legal and statute updates that govern each aspect of the payments business.

In 2015, Jacqueline was named one of Paybefore's Top 10 Payments Lawyers. She is the only Canadian lawyer to receive this recognition.

Jacqueline is also recognized as a leading banking and financial services lawyer in the following publications:

  • The Legal 500 Canada – 2023–2024 (Banking and Finance)

  • Chambers Canada: Canada’s Leading Lawyers for Business – 2018–2024 (Banking & Finance: Financial Services Regulation)

  • The Best Lawyers in Canada – 2013–2024 (Banking and Finance Law)

  • Who's Who Legal: Thought Leader – 2021–2023 (GBRR)

  • Chambers Global: The World's Leading Lawyers for Business – 2021–2023 (Banking and Finance: Financial Services) 

  • Chambers FinTech – 2021–2023 (FinTech Legal)

  • Who's Who Legal: Global (2023: Fintech; 2021–2023: Banking – Finance; 2020–2023: Banking – Regulatory)

  • Who's Who Legal: Canada (2023: Fintech & Blockchain; 2020–2023: Banking)

  • Who's Who Legal: Global Elite – Thought Leaders (2021–2023: Banking – Regulatory; 2020–2022: Banking – Fintech)

  • IFLR1000: The Guide to the World's Leading Financial and Corporate Law Firms – 2017–2023 (Highly Regarded – Financial Services Regulatory)

  • The Canadian Legal Lexpert Directory – 2016–2023 ("Repeatedly Recommended" in Banking & Financial Institutions and "Repeatedly Recommended" in Financial Institutions Regulation – Ontario) 

  • Thomson Reuters Stand-out Lawyer 2022 – Independently Rated Lawyers (As nominated by senior in-house counsel)

  • IFLR1000 Women Leaders 2022 (Canada)

  • Acritas Stars: Independently Rated Lawyers – 2018–2021 (Nominated as a stand-out lawyer by senior in-house counsel)

Professional Activities

Jacqueline is a member of the Canada Advisory Board established by the Association of Certified Anti-Money Laundering Specialists. She is also a member of the Finance Advisory Board for Practical Law – Canada, established by Carswell, and is a member of the advisory board of Payments eXchange, a Canadian payments organization that represents all sectors of the payments business in Canada.

Jacqueline is a frequent speaker on the Canadian payment landscape and regulatory compliance in the payments arena.

Publications
Professional Appearances
  • Speaker: Updates and Changes to Canada’s AML Legislation Affecting MSBs
    Canadian MSB Association 2023 Fall Conference, Toronto, Ontario, November 7-8, 2023.
  • Speaker: Changes to the anti-money laundering laws
    Financial Services Regulatory Update – What You Need to Look Out For, Blakes Insight Webinar, Toronto, Ontario, September 21, 2023.
  • Speaker: Impact of Recent Developments Under AML Law and Policy - Prepare Now!
    Infonex Anti-Money Laundering: Compliance 2023 (virtual), Toronto, Ontario, September 19-20, 2023.
  • Speaker: Updates and changes to Canada’s AML Legislation
    TCAE Toronto Compliance and AML Conference, Toronto, Ontario, September 14, 2023.
  • Moderator and Co-speaker: New Retail Payments Framework
    ETA Transact Tech and Policy Day, Toronto, Ontario, June 14, 2023.
  • Speaker: The 2023 Canadian AML Landscape: Regulatory and Compliance considerations for Credit Unions
    Canadian Credit Union Association Webinar, Toronto, Ontario, May 18, 2023.
  • Moderator: The Regulation of Payments
    The Payments Canada Summit, Toronto, Ontario, May 3-5, 2023.
  • Speaker: Retail Payment Activities Act and potential impact on MSBs
    Canadian MSB Association, Annual Spring Conference, Toronto, Ontario, May 3-4, 2023.
  • Chair and Moderator: Interactive Panel Discussion: The Future of Compliance - Where Are Things Going?
    Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions 2023, Module Five – Technology, Emerging Risks and the Future (Webinar), Toronto, Ontario, March 30, 2023.
  • Co-speaker: The Retail Payment Activities Act
    Canadian Payments Outlook 2023, Blakes Webinar, Toronto, Ontario, March 29, 2023.
  • Chair and Speaker: Treating Customers Fairly and Market Content
    Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions 2023, Module Three – Managing Regulatory Reviews, Exams and Complaints (Webinar), Toronto, Ontario, February 23, 2023.
  • Speaker: Anti-Money Laundering – Building an Effective Compliance Program
    Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions 2023, Module Two – Building Blocks of an Effective Compliance Program (Webinar), Toronto, Ontario, February 9, 2023.
  • Speaker: Regulatory Expectation in 2023
    Toronto Compliance and AML Enterprise (TCAE), The Knowledge Series Webinar, Toronto, Ontario, January 28, 2023.
  • Speaker: Anti-money laundering compliance
    FinTech Commercial and Regulatory Update, Toronto, Ontario, December 13, 2022.
  • Speaker: Retail Payment Activities Act and open banking initiatives
    FinTech Commercial and Regulatory Update, Toronto, Ontario, December 13, 2022.
  • Speaker: What MSBs should know about the Retail Payments Activities Act
    Canadian Money Services Business Fall Conference, Toronto, Ontario, November 24, 2022.
  • Speaker: Cullen Commission Report on Money Laundering in BC - The Way Forward
    Association of Certified Anti-Money Laundering Specialists (ACAMS) Vancouver Chapter (webinar), Toronto, Ontario, November 1, 2022.
  • Moderator: Pay Up: Regulating Crowdfunding, Payment Service Providers (PSPs) and Payment Processors
    Association of Certified Anti-Money Laundering Specialists (ACAMS) 10th Annual AML & Anti-Financial Crimes Conference – Canada, Toronto, Ontario, October 26-27, 2022.
  • Moderator: Great Expectations: A Look at the Cullen Commission’s Report and Recommendations
    Association of Certified Anti-Money Laundering Specialists (ACAMS) 10th Annual AML & Anti-Financial Crimes Conference – Canada, Toronto, Ontario, October 26-27, 2022.
  • Speaker: The Essentials of Suspicious Transaction Reporting!
    Infonex Anti-Money Laundering: Compliance 2022 Conference (virtual), Toronto, Ontario, September 20-21, 2022.
  • Moderator and Speaker: Crypto – A Cross-Border Use Case
    TRANSACT Tech + ETA Annual Policy Day, Toronto, Ontario, June 14, 2022.
  • Co-speaker: Fireside Chat: What’s Next for Retail Payments
    TRANSACT Tech + ETA Annual Policy Day, Toronto, Ontario, June 14, 2022.
  • Co-speaker: Update on Suspicious Transaction Reports/Administrative Monetary Penalties/Assessment Findings
    10th Annual Canadian MSB Association (CMSBA) Spring Training Session, Toronto, Ontario, June 1-2, 2022.
  • Co-speaker: New Payment Services Provider (PSP) rules from Budget 2022
    10th Annual Canadian MSB Association (CMSBA) Spring Training Session, Toronto, Ontario, June 1-2, 2022.
  • Co-speaker: Accelerating Payments Modernization: A Regulatory Discussion
    2022 Canadian Prepaid Providers Association (CPPO) Symposium, Toronto, Ontario, June 1, 2022.
  • Co-speaker: AML Audits – Expectations, Trends and Results
    IIAC Anti-Money Laundering & Financial Crimes Conference: Trends and Perspectives for the Financial Industry, Toronto, Ontario, May 31, 2022.
  • Chair and Speaker: Technology Update: New Models, Impacts and Innovations and Open Banking
    Essential One-Day Update in Regulatory Compliance and Legal Risk Management for Financial Institutions, Osgoode Hall Law School (virtual), Toronto, Ontario, April 26, 2022.
  • Speaker: Compliance in the Financial Services Sector AML/ATF: Focus on Virtual Currency
    Osgoode Professional LLM in Financial Law Webinar, Toronto, Ontario, April 9, 2022.
  • Moderator and Co-speaker: The Future – Where Are Things Going?
    Module 5, Osgoode Professional LLM Webinar, Toronto, Ontario, March 31, 2022.
  • Co-speaker: Treating Customers Fairly & Market Conduct
    Module 3, Osgoode Professional LLM Webinar, Toronto, Ontario, February 24, 2022.
  • Chair and Speaker: Bribery/Corruption, Anti-Money Laundering and Economic Sanctions
    Module 2, Osgoode Professional LLM Webinar, Toronto, Ontario, February 10, 2022.
  • Speaker: FINTRAC’s Expectations: 2022 Version
    Toronto Compliance and AML Enterprise, The Knowledge Series Webinar, Toronto, Ontario, January 29, 2022.
  • Speaker: A Fine Balance – Fraud, Money Laundering and Filing Effective STRs
    Association of Certified Financial Crime Specialists (ACFCS) FinCrime Canada Summit - Evolution of Fraud & Money Laundering (virtual), Toronto, Ontario, November 18, 2021.
  • Speaker: COVID-19’s Impact on Transaction Monitoring Update on Reporting Obligations – Electronic Fund Transfers (EFTs) & Suspicious Transaction Reports
    The Canadian MSB Association Fall Conference (virtual), Toronto, Ontario, November 9-10, 2021.
  • Speaker: Emergency Response: How AML Adapted to a Global Pandemic
    ACAMS Canada Virtual Conference, Toronto, Ontario, November 3-4, 2021.
  • Speaker: Get Out of My House: BC Takes a Stand Against Transnational Organized Crime
    ACAMS Canada Virtual Conference, Toronto, Ontario, November 3-4, 2021.
  • Speaker: Update on Reporting Obligations – Electronic Fund Transfers (EFTs), and Suspicious Transaction Reports
    Anti-Money Laundering: Compliance 2021, Infonex conference (virtual), Toronto, Ontario, September 13-14, 2021.
  • Speaker: Compliance in the Financial Services Sector - AML/ATF
    Osgoode Professional LLM Program (virtual), Toronto, Ontario, July 20, 2021.
  • Co-speaker: Who does the RPAA apply to?
    Blakes Regulation of Retail Payments in Canada: The Retail Payments Activities Act Is Here webinar (virtual), Toronto, Ontario, June 23, 2021.
  • Co-speaker: The AML Regulatory Changes are Here
    2021 Canadian Prepaid Providers Organization (CPPO) Prepaid Symposium (virtual), Toronto, Ontario, June 9, 2021.
  • Speaker: AML Examinations and Findings
    The Canadian MSB Association Spring Training Session (virtual), Toronto, Ontario, June 7-8, 2021.
  • Co-speaker: Upcoming: An Analysis of Canada’s New Regulations and the Impact on Compliance Functions
    Association of Certified Anti-Money Laundering Specialists (ACAMS) webinar (virtual), Toronto, Ontario, May 19, 2021.
  • Co-speaker: Developing a Defensible Compliance Program: Best Practices for Navigating Grey Areas Under the PCMLTFR and FINTRAC’s Flexible Measures
    Canadian Institute’s 20th Annual Canadian Forum on Anti-money Laundering and Financial Crime (virtual), Toronto, Ontario, May 4-5, 2021.
  • Co-speaker: Retail Payments - How Did COVID Shape Retail Payments
    Electronic Transactions Association (ETA) Annual Policy Day (virtual), Toronto, Ontario, April 28, 2021.
  • Co-speaker: Point Taken: Inside Canada’s Efforts to Fight Corruption and Raise Its CPI Score
    Association of Certified Anti-Money Laundering Specialists (ACAMS) webinar (virtual), Toronto, Ontario, April 28, 2021.
  • Co-speaker: Navigating FINTRAC Exams and Penalties in 2021: A Practical Workshop
    2nd Annual National Conference: AML Compliance & Legal Risk Management for Financial Institutions, Osgoode Hall Law School, Toronto, Ontario, April 22, 2021.
  • Co-speaker: Dreaming of Leaving on a Jet Plane: Views of Payments from Around the World
    Innovative Payments Conference - International (virtual), Innovative Payments Association, Toronto, Ontario, April 12-23, 2021.
  • Speaker: The Revised Regulations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), Focus on Prepaid
    New Canadian Anti-Money Laundering Rules Webinar, Canadian Prepaid Providers Organization, Toronto, Ontario, March 17, 2021.
  • Co-speaker: Women in Compliance Success Stories
    Toronto Compliance and AML Enterprise, The Knowledge Series Webinar, Toronto, Ontario, March 6, 2021.
  • Co-speaker: Treating Customers Fairly & Market Conduct
    Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions 2021, Module Three - Managing Regulatory Reviews, Exams, Complaints & Conflicts (virtual), Toronto, Ontario, March 4, 2021.
  • Chair and Speaker: Bribery/Corruption, Anti-Money Laundering & Economic Sanctions
    Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions 2021, Module Two - Building Blocks of an Effective Compliance Program (virtual), Toronto, Ontario, February 18, 2021.
  • Speaker: FINTRAC Regulatory Expectation in 2021
    Toronto Compliance and AML Enterprise, The Knowledge Series Webinar, Toronto, Ontario, January 16, 2021.
  • Speaker: What does FINTRAC really expect? Insights from recent examinations…surprise!
    Canadian Money Services Business Association (CMSBA) conference (virtual), Toronto, Ontario, December 1-2, 2020.
Media Activities
  • Quoted: Canada's clampdown on protest funding may be a challenge for financial sector
    Article by Nichola Saminather, Reuters, February 17, 2022.
  • Quoted: Fighting Financial Crime in Canada, with Jacqueline Shinfield
    Financial Crime Matters hosted by Kieran Beer, soundcloud.com podcast, October 13, 2021.
  • Quoted: Fridays with Fintelekt: Conversations
    Fintelekt Advisory Services (webinar), March 17, 2021.
  • Quoted: Real Estate brokerages run afoul of money laundering rules
    Article by Shane Dingman, The Globe and Mail, March 24, 2021.
Education

Admitted to the Ontario Bar – 1989
LLB, Osgoode Hall Law School – 1987
BA, University of Winnipeg – 1983

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