Skip Navigation

Jacqueline Shinfield

Jacqueline D. Shinfield
Jacqueline D. Shinfield Partner | Toronto
Awards & Recognition

Jacqueline was named Person of the Year at the 2016 PX Payments Awards and was inducted into the Canadian Payments Hall of Fame. Payments eXchange is the Canadian organization that represents all sectors of the payments business in Canada (gift cards, prepaid cards, eCards, ePayments, mobile payments and transaction processing), as well as providing ongoing legal and statute updates that govern each aspect of the payments business.

In 2015, Jacqueline was named one of Paybefore's Top 10 Payments Lawyers. She is the only Canadian lawyer to receive this recognition.

She is also recognized as a leading banking and financial services lawyer in the following publications:

  • Who's Who Legal: Thought Leader GBRR 2021

  • Chambers Global: The World's Leading Lawyers for Business 2021 (Banking and Finance: Financial Services)

  • Chambers FinTech 2021 (FinTech Legal)

  • Chambers Canada - 2018-2021 (Banking & Finance: Financial Services Regulation - Nationwide - Canada)

  • Acritas Stars: Independently Rated Lawyer - 2018-2021 (Nominated as a stand-out lawyer by senior in-house counsel)

  • IFLR1000: The Guide to the World's Leading Financial Law Firms - 2017-2021 Edition (Highly Regarded - Financial Services Regulatory)

  • The Best Lawyers in Canada - 2013-2021 (Banking and Finance Law)

  • Who's Who Legal: Global Elite Thought Leader 2020 (Banking - Fintech)

  • Who's Who Legal: Banking 2020 (Regulatory)

  • Who's Who Legal: Canada 2020 (Banking)

  • The Canadian Legal Lexpert Directory - 2016-2020 ("Repeatedly Recommended" in Banking & Financial Institutions and Financial Institutions Regulation - Ontario)
Professional Activities

Jacqueline is a member of the Canada Advisory Board established by the Association of Certified Anti-Money Laundering Specialists. She is also a member of the Finance Advisory Board for Practical Law - Canada established by Carswell and is a member of the advisory board of Payments eXchange, a Canadian payments organization that represents all sectors of the payments business in Canada.

Jacqueline is a frequent speaker on the Canadian payment landscape and regulatory compliance in the payments arena.

Publications
Professional Appearances
  • Co-speaker: Dreaming of Leaving on a Jet Plane: Views of Payments from Around the World
    Innovative Payments Conference - International (virtual), Innovative Payments Association, Toronto, Ontario, April 12-23, 2021.
  • Speaker: The Revised Regulations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), Focus on Prepaid
    New Canadian Anti-Money Laundering Rules Webinar, Canadian Prepaid Providers Organization, Toronto, Ontario, March 17, 2021.
  • Co-speaker: Women in Compliance Success Stories
    Toronto Compliance and AML Events, The Knowledge Series, (virtual), Toronto, Ontario, March 6, 2021.
  • Co-speaker: Treating Customers Fairly & Market Conduct
    Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions 2021, Module Three – Managing Regulatory Reviews, Exams, Complaints & Conflicts (virtual), Toronto, Ontario, March 4, 2021.
  • Chair and Speaker: Bribery/Corruption, Anti-Money Laundering & Economic Sanctions
    Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions 2021, Module Two - Building Blocks of an Effective Compliance Program (virtual), Toronto, Ontario, February 18, 2021.
  • Speaker: FINTRAC Regulatory Expectation in 2021
    Toronto Compliance and AML Events, The Knowledge Series (virtual), Toronto, Ontario, January 16, 2021.
  • Speaker: What does FINTRAC really expect? Insights from recent examinations…surprise!
    Canadian Money Services Business Association (CMSBA) conference (virtual), Toronto, Ontario, December 1-2, 2020.
  • Co-speaker: The New Normal: The Canadian AML Landscape After COVID-19
    ACAMS 8th Annual AML & Anti-Financial Crime Conference — Canada (virtual), Toronto, Ontario, October 20-22, 2020.
  • Co-speaker: AML/CFT Compliance in the Cryptosphere: A comparative view of Canada and the U.S.
    Toronto Compliance & AML Events (TCAE) Webinar, October 20, 2020.
  • Co-speaker: What’s new with FINTRAC/AML
    Beyond Cards: Payment Progression in Canada, Blakes Business Class webinar, Toronto, Ontario, October 8, 2020.
  • Co-speaker: The Money Services Business Compliance Checklist: How to Prepare for New Obligations under the Amended PCMLTFA
    The Canadian Institute's 19th Annual Anti-Money Laundering and Financial Crime Conference (virtual), Toronto, Ontario, July 14-15, 2020.
  • Co-speaker: Canadian Regulatory Changes and COVID-19 Challenges
    ACAMS 24+ conference (virtual), Toronto, Ontario, June 2-3, 2020.
  • Co-speaker: What’s Different for Financial Institutions vs. Other Reporting Entities
    The Legal and Practical Guide to AML Compliance & Risk Management for Financial Institutions, Osgoode Hall Law School, Toronto, Ontario, April 24, 2020.
  • Speaker: Revisions to the Regulations to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
    Investment Industry Association of Canada (IIAC) Anti-money Laundering and Financial Crimes Conference, Toronto, Ontario, March 4, 2020.
  • Moderator: The New Retail Payments Framework
    Northwind’s 2nd Annual Payments Invitational Forum, Cambridge, Ontario, December 9-11, 2019.
  • Co-speaker: How will Open Banking Impact Financial Institutions and Consumers?
    The Canadian Institute's 25th Annual Regulatory Compliance for Financial Institutions Conference, Toronto, Ontario, November 26-28, 2019.
  • Co-speaker: Data Governance, Privacy and Open Banking
    The Canadian Credit Union Association (CCUA) Open Banking Education Forum 19, Calgary, Alberta, November 25-26, 2019.
  • Speaker: FINTRAC’S Guidance on Assessment of Harm Done and the Administrative Monetary Penalties Policy
    The Canadian MSB Association Conference, Toronto, Ontario, November 22, 2019.
  • Co-speaker: Incorporating Tools and Strategies to Disrupt Human Trafficking
    ACAMS Webinar, October 30, 2019.
  • Co-speaker: AML Roundtable: Insights on the Latest AML & Industry Developments in Canada
    ACAMS 7th Annual AML & Financial Crime Conference – Canada, Toronto, Ontario, October 23-24, 2019.
  • Co-speaker: Financial Crime Trends – AML Hot Topics
    ACAMS 7th Annual AML & Financial Crime Conference – Canada, Toronto, Ontario, October 23-24, 2019.
  • Co-speaker: Risk Preclusion and Financial Inclusion? Achieving the Right Balance
    ACAMS 18th Annual AML & Financial Crimes Conference, Las Vegas, Nevada, September 23-25, 2019.
  • Speaker: Revamping Canada’s Anti-Money Laundering Rules – Amendments to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
    Blakes Business Class Webcast, September 12, 2019.
  • Speaker: The Wait is Over – Amendments to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
    ACAMS Greater Toronto Chapter, Toronto, Ontario, July 8, 2019.
  • Speaker: Proposed Amendments to the Proceeds of Crime Money Laundering and Terrorist Financing Act
    ACAMS Vancouver Chapter, Vancouver, BC, May 23, 2019.
  • Co-speaker: The Intersection of Fintech and Policy
    Payments Canada SUMMIT 2019, Toronto, Ontario, May 14-16, 2019.
  • Co-speaker: Get the latest updates on Canada’s Regulatory Framework for Prepaid, Payments and Fintech
    Canadian Prepaid Providers Organization (CPPO) Driving Paytech Innovation Prepaid Symposium, Toronto, Ontario, May 13, 2019.
  • Co-speaker: Payments Modernization and Open Banking in Canada
    Payments 2019 (NACHA), Orlando, Florida, May 5-8, 2019.
  • Co-speaker: Progress on the Path of Payments Improvement
    TRANSACT 2019: Powered by ETA, Las Vegas, Nevada, April 30–May 2, 2019.
  • Speaker: Beneficial Ownership and KYC in Canada and USA – Compare and Contrast
    Merchant Acquirers’ Committee (MAC) Level Up 19 Conference, Las Vegas, Nevada, March 12-14, 2019.
  • Co-speaker: The Changing View of Open-Loop Pre-Paid Cards – Moving to the “Bank Account” Mindset
    The Canadian Institute’s 14th Annual Forum on Payments Compliance & Innovation in Canada, Toronto, Ontario, February 26-27, 2019.
  • Co-speaker: Reviewing Examination Trends and Developing Preparation Strategies Based on Guidance from FINTRAC and OSFI
    ACAMS 6th Annual AML & Financial Crime Conference – Canada, Toronto, Ontario, October 31-November 1, 2018.
  • Co-speaker: Payment Modernization: Regulatory Framework
    Beyond Cards Seminar, Toronto, Ontario, October 16, 2018.
  • Co-speaker: Managing Transaction Laundering and Third-Party Payment Processor Risks
    ACAMS 17th Annual AML & Financial Crime Conference, Las Vegas, Nevada, October 3-5, 2018.
  • Co-speaker: Sanctions Update: Keeping in Step with the Latest Sanctions Changes
    ACAMS 17th Annual AML & Financial Crime Conference, Las Vegas, Nevada, October 3-5, 2018.
  • Speaker: Looking Forward – Predicting Future Sanctions Policies
    The Canadian Institute’s 4th Canadian Forum on Global Economic Sanctions Compliance & Enforcement, Toronto, Ontario, September 25-26, 2018.
  • Co-speaker: Cross Border Payments & International Transactions
    Opal Group’s Financial Innovation and Payments Summit, Newport, RI, July 18-20, 2018.
  • Speaker: Proposed Revisions to the Regulations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act: The Good, the Bad and the Ugly
    Blakes Business Class, Toronto, Ontario, June 28, 2018.
Media Activities
  • Quoted: Fridays with Fintelekt: Conversations
    Fintelekt Advisory Services (webinar), March 17, 2021.
  • Quoted: Real Estate brokerages run afoul of money laundering rules
    Article by Shane Dingman, The Globe and Mail, March 24, 2021.
  • Quoted: Bank Scandals, Beneficial Owners and Brexit Turmoil: AML in 2019
    Article by ACAMS moneylaundering.com, Association of Certified Anti-Money Laundering Specialists (Online), January 3, 2020.
  • Quoted: Canada’s Radical Rethink on AML with Jacqueline Shinfield
    Financial Crime Matters hosted by Kieran Beers, soundcloud.com podcast, September 25, 2019.
  • Quoted: Canada’s AML Penalty Policies Answer Some Questions, Raise Others: Sources
    Article by Daniel Bethencourt, Association of Certified Anti-Money Laundering Specialists (Online), September 13, 2019.
  • Quoted: Financial services lawyers anticipate stricter rules on open banking
    Article by Anita Balakrishnan, Law Times (Online), June 24, 2019.
  • Quoted: US AML Enforcement Returned in 2018
    Article by Daniel Bethencourt, Association of Certified Anti-Money Laundering Specialists (Online), April 5, 2019.
  • Quoted: Canadian AML Proposals Would Require Overhaul of Compliance Processes: Sources
    Article by Daniel Bethencourt, Association of Certified Anti-Money Laundering Specialists (Online), June 29, 2018.
Education

Admitted to the Ontario Bar - 1989
LL.B., Osgoode Hall Law School - 1987
B.A., University of Winnipeg - 1983

More insights

Save Profile

Select sections to customize your PDF

Share Profile