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Jacqueline Shinfield

Jacqueline D. Shinfield
Jacqueline D. Shinfield Partner | Toronto
Awards & Recognition

Jacqueline was named Person of the Year at the 2016 PX Payments Awards and was inducted into the Canadian Payments Hall of Fame. Payments eXchange is the Canadian organization that represents all sectors of the payments business in Canada (gift cards, prepaid cards, eCards, ePayments, mobile payments and transaction processing), as well as providing ongoing legal and statute updates that govern each aspect of the payments business.

In 2015, Jacqueline was named one of Paybefore's Top 10 Payments Lawyers. She is the only Canadian lawyer to receive this recognition.

She is also recognized as a leading banking and financial services lawyer in the following publications:

  • Who’s Who Legal: Banking (Fintech Global Elite Thought Leader; Recommended – Regulatory and Fintech)

  • Chambers Canada 2019 and 2020 (Banking & Finance: Financial Services Regulation)

  • The Canadian Legal Lexpert Directory - 2018-2020 ("Repeatedly Recommended" in Banking & Financial Institutions and Financial Institutions Regulation - Ontario)

  • The Best Lawyers in Canada - since 2013 (in 2020, ranked in Banking and Finance Law)

  • IFLR1000: The Guide to the World's Leading Financial Law Firms - 2019 and 2020 Edition (Financial Services Regulatory - Highly Regarded)

  • Acritas Stars: Independently Rated Lawyer - 2018-2020 (Nominated as a stand-out lawyer by senior in-house counsel)

Professional Activities

Jacqueline is a member of the Canada Advisory Board established by the Association of Certified Anti-Money Laundering Specialists. She is also a member of the Finance Advisory Board for Practical Law - Canada established by Carswell and is a member of the advisory board of Payments eXchange, a Canadian payments organization that represents all sectors of the payments business in Canada.

Jacqueline is a frequent speaker on the Canadian payment landscape and regulatory compliance in the payments arena.

Publications
Professional Appearances
  • Co-speaker: Canadian Regulatory Changes and COVID-19 Challenges
    ACAMS 24+ conference (virtual), Toronto, Ontario, June 2-3, 2020.
  • Co-speaker: What’s Different for Financial Institutions vs. Other Reporting Entities
    The Legal and Practical Guide to AML Compliance & Risk Management for Financial Institutions, Osgoode Hall Law School, Toronto, Ontario, April 24, 2020.
  • Speaker: Revisions to the Regulations to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
    Investment Industry Association of Canada (IIAC) Anti-money Laundering and Financial Crimes Conference, Toronto, Ontario, March 4, 2020.
  • Moderator: The New Retail Payments Framework
    Northwind’s 2nd Annual Payments Invitational Forum, Cambridge, Ontario, December 9-11, 2019.
  • Co-speaker: How will Open Banking Impact Financial Institutions and Consumers?
    The Canadian Institute's 25th Annual Regulatory Compliance for Financial Institutions Conference, Toronto, Ontario, November 26-28, 2019.
  • Co-speaker: Data Governance, Privacy and Open Banking
    The Canadian Credit Union Association (CCUA) Open Banking Education Forum 19, Calgary, Alberta, November 25-26, 2019.
  • Speaker: FINTRAC’S Guidance on Assessment of Harm Done and the Administrative Monetary Penalties Policy
    The Canadian MSB Association Conference, Toronto, Ontario, November 22, 2019.
  • Co-speaker: Incorporating Tools and Strategies to Disrupt Human Trafficking
    ACAMS Webinar, October 30, 2019.
  • Co-speaker: AML Roundtable: Insights on the Latest AML & Industry Developments in Canada
    ACAMS 7th Annual AML & Financial Crime Conference – Canada, Toronto, Ontario, October 23-24, 2019.
  • Co-speaker: Financial Crime Trends – AML Hot Topics
    ACAMS 7th Annual AML & Financial Crime Conference – Canada, Toronto, Ontario, October 23-24, 2019.
  • Co-speaker: Risk Preclusion and Financial Inclusion? Achieving the Right Balance
    ACAMS 18th Annual AML & Financial Crimes Conference, Las Vegas, Nevada, September 23-25, 2019.
  • Speaker: Revamping Canada’s Anti-Money Laundering Rules – Amendments to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
    Blakes Business Class Webcast, September 12, 2019.
  • Speaker: The Wait is Over – Amendments to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
    ACAMS Greater Toronto Chapter, Toronto, Ontario, July 8, 2019.
  • Speaker: Proposed Amendments to the Proceeds of Crime Money Laundering and Terrorist Financing Act
    ACAMS Vancouver Chapter, Vancouver, BC, May 23, 2019.
  • Co-speaker: The Intersection of Fintech and Policy
    Payments Canada SUMMIT 2019, Toronto, Ontario, May 14-16, 2019.
  • Co-speaker: Get the latest updates on Canada’s Regulatory Framework for Prepaid, Payments and Fintech
    Canadian Prepaid Providers Organization (CPPO) Driving Paytech Innovation Prepaid Symposium, Toronto, Ontario, May 13, 2019.
  • Co-speaker: Payments Modernization and Open Banking in Canada
    Payments 2019 (NACHA), Orlando, Florida, May 5-8, 2019.
  • Co-speaker: Progress on the Path of Payments Improvement
    TRANSACT 2019: Powered by ETA, Las Vegas, Nevada, April 30–May 2, 2019.
  • Speaker: Beneficial Ownership and KYC in Canada and USA – Compare and Contrast
    Merchant Acquirers’ Committee (MAC) Level Up 19 Conference, Las Vegas, Nevada, March 12-14, 2019.
  • Co-speaker: The Changing View of Open-Loop Pre-Paid Cards – Moving to the “Bank Account” Mindset
    The Canadian Institute’s 14th Annual Forum on Payments Compliance & Innovation in Canada, Toronto, Ontario, February 26-27, 2019.
  • Co-speaker: Reviewing Examination Trends and Developing Preparation Strategies Based on Guidance from FINTRAC and OSFI
    ACAMS 6th Annual AML & Financial Crime Conference – Canada, Toronto, Ontario, October 31-November 1, 2018.
  • Co-speaker: Payment Modernization: Regulatory Framework
    Beyond Cards Seminar, Toronto, Ontario, October 16, 2018.
  • Co-speaker: Managing Transaction Laundering and Third-Party Payment Processor Risks
    ACAMS 17th Annual AML & Financial Crime Conference, Las Vegas, Nevada, October 3-5, 2018.
  • Co-speaker: Sanctions Update: Keeping in Step with the Latest Sanctions Changes
    ACAMS 17th Annual AML & Financial Crime Conference, Las Vegas, Nevada, October 3-5, 2018.
  • Speaker: Looking Forward – Predicting Future Sanctions Policies
    The Canadian Institute’s 4th Canadian Forum on Global Economic Sanctions Compliance & Enforcement, Toronto, Ontario, September 25-26, 2018.
  • Co-speaker: Cross Border Payments & International Transactions
    Opal Group’s Financial Innovation and Payments Summit, Newport, RI, July 18-20, 2018.
  • Speaker: Proposed Revisions to the Regulations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act: The Good, the Bad and the Ugly
    Blakes Business Class, Toronto, Ontario, June 28, 2018.
  • Co-speaker: AML in Canada: Where are we?
    Blakes Business Class, Toronto, Ontario, April 3, 2018.
  • Co-speaker: International Challenges Related to Prepaid Card Sales and Data Protection
    American Conference Institute's 18th National Forum on Prepaid Card Compliance, Washington, DC, January 29-31, 2018.
  • Co-speaker: AML Fundamentals & Effective Compliance Management Strategies for Financial Institutions
    The Canadian Institute’s 23rd Annual Regulatory Compliance for Financial Institutions Conference, Toronto, Ontario, November 28-29, 2017.
  • Co-speaker: Incorporating Tax Evasion Management and Compliance Strategies into Your AML Framework
    5th Annual AML & Financial Crime Conference – Canada, Association of Certified Anti-Money Laundering Specialists (ACAMS), Toronto, Ontario, October 31-November 1, 2017.
  • Co-speaker: Maintaining an Effective Risk Management and Risk Assessment Framework
    5th Annual AML & Financial Crime Conference – Canada, Association of Certified Anti-Money Laundering Specialists (ACAMS), Toronto, Ontario, October 31-November 1, 2017.
  • Co-speaker: Modernizing Canada’s Payment Systems
    Beyond Cards: Regulatory Evolution Continues, Blakes Business Class Seminar, Toronto, Ontario, October 26, 2017.
  • Co-speaker: The Operational Side to Canadian Sanctions Compliance: How to Improve Reporting, Audits and Screening
    3rd Annual Canadian Forum on Economic Sanctions: Compliance & Enforcement, American Conference Institute, Toronto, Ontario, October 23-25, 2017.
  • Chair: FinTech: Identity and Compliance in the Digital Age
    CIX Summit 2017, Toronto, Ontario, October 18, 2017.
  • Speaker: Guidance for Reporting Financial Institutions on Customer Due Diligence Procedures Pursuant to AML Requirements
    Common Reporting Standard Compliance Conference, The Canadian Institute, Toronto, Ontario, October 17-18, 2017.
  • Co-speaker: Focus on Canada: Reviewing Recent Regulatory Developments and Compliance Trends
    Association of Certified Anti-Money Laundering Specialists (ACAMS) Webinar, October 11, 2017.
  • Co-speaker: Let’s Review: Reviewing Past SARs to Strengthen Future Ones
    Association of Certified Anti-Money Laundering Specialists (ACAMS) 16th Annual AML and Financial Crime Conference, Las Vegas, NV, September 25-27, 2017.
  • Co-speaker: Harmonizing Government Regulation and Customer Requirements
    2017 Bank Customer Experience Summit, Chicago, IL, September 18-20, 2017.
Media Activities
  • Quoted: Bank Scandals, Beneficial Owners and Brexit Turmoil: AML in 2019
    Article by ACAMS moneylaundering.com, Association of Certified Anti-Money Laundering Specialists (Online), January 3, 2020.
  • Quoted: Canada’s Radical Rethink on AML with Jacqueline Shinfield
    Financial Crime Matters hosted by Kieran Beers, soundcloud.com podcast, September 25, 2019.
  • Quoted: Canada’s AML Penalty Policies Answer Some Questions, Raise Others: Sources
    Article by Daniel Bethencourt, Association of Certified Anti-Money Laundering Specialists (Online), September 13, 2019.
  • Quoted: Financial services lawyers anticipate stricter rules on open banking
    Article by Anita Balakrishnan, Law Times (Online), June 24, 2019.
  • Quoted: US AML Enforcement Returned in 2018
    Article by Daniel Bethencourt, Association of Certified Anti-Money Laundering Specialists (Online), April 5, 2019.
  • Quoted: Canadian AML Proposals Would Require Overhaul of Compliance Processes: Sources
    Article by Daniel Bethencourt, Association of Certified Anti-Money Laundering Specialists (Online), June 29, 2018.
  • Quoted: Canadian Banks Told to Monitor for Fentanyl Transactions
    Article by Daniel Bethencourt, Association of Certified Anti-Money Laundering Specialists (Online), January 31, 2018.
  • Quoted: Cryptocurrency and Online Multiplayer Games
    Article by Anton Telitsyn, InfoQ (Online), November 30, 2017.
Education

Admitted to the Ontario Bar - 1989
LL.B., Osgoode Hall Law School - 1987
B.A., University of Winnipeg - 1983

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