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About Annick

Annick's practice is focused on legal and regulatory compliance in the retail financial services industry in Quebec. She provides advice to banks, non-bank financial institutions, non-bank lenders, retailers, third-party service providers and fintechs. She assists them with consumer protection, consumer leasing and lending, payment products, money transmission, debt collection, insurance, reinsurance, real estate and mortgage brokerage, licensing, advertising, e-commerce, product development and language requirements (including French language requirements and clarity of language).

Annick monitors and advises on the impact of legislative and regulatory developments affecting participants of the retail financial services industry in Quebec. She communicates, drafts submissions, prepares applications and obtains regulatory approvals, certifications and permits from Quebec regulators on behalf of clients. She assists clients in various aspects of projects, including compliance, distribution and advertising of retail financial products (such as consumer loans and leases, credit insurance, payment cards, extended warranties and money transfers) and in the review of customer-facing agreements and related documentation used in Quebec.

She is also involved in providing compliance advice and assessing compliance risk in the context of mergers and acquisitions and reorganizations, particularly involving financial services entities.

Annick also provides general regulatory and licensing advice to clients in other industries, such as automotive, travel, hospitality (including liquor licensing) and construction.

Annick is fluent in French and English.

Awards & Recognition

Annick was the exclusive winner of Lexology’s Client Choice Award 2019 in the Banking category for Quebec.

Professional Activities

Annick serves as a member of the Barreau du Québec's Committee on Consumer Protection. She is a member of the Ontario Bar Association, the Association of Québec Women in Finance, the Montreal Association of Insurance Women and the Association des juristes d'expression française de l'Ontario.

In addition, Annick has appeared as an expert on insurance distribution matters before the National Assembly’s Commission des finances publiques in public hearings and consultation on Bill 141, An Act mainly to improve the regulation of the financial sector, the protection of deposits of money and the operation of financial institutions.

Admitted to Quebec Bar – 2001
Admitted to Ontario Bar – 1999
LLL, University of Ottawa – 2000
LLB, University of Ottawa – 1997
BComm, University of Ottawa – 1994
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